by Eric Krattenstein | May 14, 2026 |
Paying upfront points for a lower DSCR rate is the right move on some deals and a capital trap on others. The breakeven math is straightforward, but the variable most investors get wrong isn’t math — it’s hold period assumption. The four variables that...
by Eric Krattenstein | May 12, 2026 |
Detroit went from “where capital goes to die” to one of the strongest cash-flow markets in the Midwest, but the DSCR math works at the neighborhood level — not the city level. East English Village pencils. Indian Village barely does. Russell Woods produces...
by Eric Krattenstein | May 8, 2026 |
Spec builders consistently miss two things on their first build: how much carry actually costs over 12 months, and how draw schedules dictate cash position from groundbreaking to certificate of occupancy. A walk-through of where the margin really goes, three...
by Eric Krattenstein | Apr 23, 2026 |
A renovated single-family home that hits the MLS in June clears at roughly $47,000 more than the same house listed in September. The seasonal data behind the gap, the 60-day reverse calendar that keeps loan timelines in sync with it, and the three mistakes that cost...
by Eric Krattenstein | Nov 24, 2025 |
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...