Where Brokers Thrive

Build your business with a lender designed to empower professional brokers.

Partner with AHL: Empowering Brokers with Non-QM Expertise and Exceptional Support

At AHL, we are dedicated to helping brokers succeed with innovative lending solutions and seamless processes. As a Non-QM direct lender backed by a publicly traded multi-billion dollar financial institution, we offer a streamlined approach to lending with flexible “common sense” underwriting standards. With 45-day rate locks available at the time of loan submission—requiring only a Borrower Application (1003)—we make it easy to secure competitive rates and move your deals forward with confidence. Our flexible channels, including Wholesale, Table-Funding, and Correspondent, allow you to choose the model that best fits your business needs.

Our state-of-the-art broker portal simplifies loan submissions, processing, and pricing, giving you access to powerful tools like the Quick Pricer and a self-serve system that lets you manage loans at your own pace. All documents and underwriting conditions are organized within the portal, and you’ll have access to a wide range of support materials, including Product Matrices, full Underwriting Guidelines, Rate Sheets, and more. We’ve even integrated the Reggora appraisal-ordering system for added efficiency.

To ensure you receive personalized support, we pair you with a dedicated Account Executive to assist with pricing and pre-qualification and assign 1-2 Account Managers who will work directly with you to satisfy loan conditions. This consistent and reliable communication helps build strong relationships, ensuring you and your clients receive the exceptional service you deserve. Partner with AHL to experience a lending process designed for broker partners. Get Started Now

Why Partner with AHL?
Non-QM Direct Lender with flexible underwriting.
Extensive and innovative product suite.
45-Day Rate Locks at loan submission with just a 1003.
Multiple channels: Wholesale, Table-Funding, Correspondent.

Technology-Driven Efficiency
Broker Portal for submissions, processing, and pricing.
Tools like Quick Pricer and self-serve loan management.
Organized portal for documents and conditions.
Integrated Reggora Appraisal System.
Support materials: Product Matrices, Rate Sheets, Guidelines.

Dedicated Support
1:1 Account Executive for pricing and pre-qualification.
Consistent Account Managers to meet loan conditions.
Service-focused team for strong broker relationships.

Step Into A Partnership That Delivers Results

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How Did You Hear About Us?

      
 4.6 
   Top Rated Service
 verified by Trustindex 
 Trustindex verifies that the company has a review score above 4.5, based on reviews collected on Google over the past 12 months, qualifying it to receive the Top Rated Certificate.

    
 
 
        
   Michelle Herzl 
 23 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. I just started with a new company and submitted my first loan with American Heritage, a DSCR purchase in New York with Michael Moss and bank attorney Dana Aronow. We were able to get this file clear to close in just 23 days!

American Heritage and Michael’s team are amazing. This kind of turnaround is unheard of in New York, where closings can take significantly longer.

I highly recommend American Heritage, Michael Moss and his team, and their amazing bank attorney, Dana Arana. Great communication and teamwork make all the difference!
  
 
       
   Kirsten Heslop 
 16 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Quick, efficient, and seamless! Exactly what you want and need when closing a real estate transaction! Nick and Michael were great to work with, and our closing made it to the finish line with ease!
  
 
       
   Tanya Murray 
 13 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ Outstanding Experience with Anthony Jarvis at AHL!

I can’t say enough great things about Anthony Jarvis! He truly went above and beyond to help me with my cash-out DSCR refinance. Throughout the entire process, Anthony was extremely knowledgeable, professional, patient, and always available to answer all of my questions. He took the time to explain everything clearly, provided excellent advice, and made sure I felt confident in every decision.

His dedication, expertise, and commitment to getting the best possible outcome made the entire experience smooth and stress-free. It was an absolute pleasure working with him, and I truly appreciate all of his hard work.

I will definitely be using AHL and Anthony again for my future real estate investments and DSCR loans. I highly recommend Anthony to anyone looking for a trustworthy, knowledgeable, and dedicated lending professional!
  
 
       
   Jake Donahue 
 8 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Adam Anderson and his team were amazing!  They take great care to get clients to the closing table
  
 
       
   Danny Ramirez 
 6 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Anthony Jarvis is epic. Tremendous help, always works with you to figure things out.  I’ve worked with a ton of folks in RE lending and you always have to double check everything to make sure nothing is being pulled over you. Not the case with Anthony. Good person that listens and gets things done.
  
 
       
   Donavon Sharp 
 6 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Cool
  
 
       
   Acesa Garrard 
 5 October 2026
 
 
 Trustindex verifies that the original source of the review is Google. Jessica got our first deal with American Heritage Lending closed in Fremont, Ohio. It was not a clean one. The seller was an estate, and probate plus a Medicaid lien pushed closing back three times. The loan held through every extension. We asked for the full rehab budget, contingency included, to go into the construction reserve. It came back approved. For us that is the difference between running one project at a time and running two. Closed September 15. Rehab is underway. If you flip houses and care about structure and keeping your cash free, call Jessica.
  
 
       
   Kris McKinley 
 25 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. I worked with Jessica at American Heritiage Lending by far one of the easiest lenders I’ve ever worked with. The process was simple, her communication was top-notch. I don’t know if there’s a better option out there, She’s definitely my new go to for lending on my rentals and fix and flips
  
 
       
   Ana Medina 
 22 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. I'm very thankful Mr. Casey Albright, Senior Loan Officer was the loan officer handling my process. Casey was very professional, responsive, knowledgeable, and kind throughout the entire process.  His entire team including Ms. Phi Nguyen, Senior Loan Processor, were all very professional and knowledgeable.  The process was smooth and stress free.  The entire team worked efficiently and were very responsive to any questions I had.  Thank you for the positive experience!
  
 
       
   Brandon Henington 
 4 September 2026
 
 
 Trustindex verifies that the original source of the review is Google. Jessica Reynolds went above and beyond. She made the entire process seamless. I highly recommend Jessica and American Heritage Lending!!!!