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DSCR Loans

20
  • How Does DSCR Lending Compare to Conventional Rental Financing?
  • Can First-Time Investors Qualify for a DSCR Loan?
  • How Do Seasoning Requirements Work for DSCR Loans?
  • Can You Cash Out Refinance With a DSCR Loan?
  • How Do Interest-Only DSCR Loans Work?
  • How Does Credit Score Affect DSCR Loan Pricing?
  • How Do Prepayment Penalties Work on DSCR Loans?
  • Can You Use a DSCR Loan to Purchase a Multifamily Property?
  • How Do Lenders Use Rent Schedules and Market Rent in DSCR Underwriting?
  • What Happens If My DSCR Falls Below the Lender’s Minimum?
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Fix & Flip Loans

25
  • What is a Fix & Flip Loan?
  • What Are Common Pitfalls to Avoid With Fix & Flip Loans?
  • What Exit Strategies Work Best With Fix & Flip Loans?
  • How Are Renovation Costs Funded?
  • When Should You Use a Fix & Flip Loan?
  • Can You Partner With Someone on a Fix and Flip Loan?
  • What Happens to Unused Renovation Funds on a Fix and Flip Loan?
  • Can You Get 100% Financing for a Fix and Flip Loan?
  • How Do Change Orders Affect a Fix and Flip Loan?
  • How Do Change Orders Affect a Fix and Flip Loan?
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Bridge Loans

20
  • What is a Bridge Loan?
  • When Should an Investor Consider a Bridge Loan?
  • How Do Bridge Loans Compare to Other Short-Term Financing Options?
  • What Are Common Exit Strategies for Bridge Loans?
  • How Quickly Can a Bridge Loan Close?
  • Can You Use a Bridge Loan to Buy Before You Sell?
  • Can You Use a Bridge Loan for a 1031 Exchange?
  • How Do Prepayment Options Work on Bridge Loans?
  • Can You Use a Bridge Loan for an Auction Property Purchase?
  • How Do Bridge Loan Extensions Work?
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New Construction Loan

21
  • What Is a New Construction Loan?
  • Who Qualifies for a New Construction Loan?
  • How Do Construction Loans Compare To Fix & Flip or Bridge Loans?
  • Who Holds Title During a Construction Loan?
  • What Permits Are Needed Before a Construction Loan Funds?
  • What Is a Construction Contingency Reserve?
  • What Is a Certificate of Occupancy and Why Does It Matter?
  • How Does Land Cost Factor Into a Construction Loan?
  • What Is the Exit Strategy for a New Construction Loan?
  • How Do Interest-Only Payments Work on a Construction Loan?
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Build To Rent Loans

21
  • What Is Horizontal Development in Build to Rent?
  • How Does Build to Rent Compare to the BRRRR Method?
  • What Loan-to-Cost Applies to Build to Rent Financing?
  • How Do Lenders Evaluate a Build to Rent Portfolio?
  • What Is the Difference Between Build to Rent and Fix and Flip?
  • What Is a Build to Rent Loan and How Does It Work?
  • How Do Zoning and Entitlements Affect Build to Rent Financing?
  • What Documentation Do Lenders Need for a Build to Rent Loan?
  • What Role Does Location Play in Build to Rent Loan Approval?
  • How Do Lenders Handle Cost Overruns on Build to Rent Projects?
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Hard Money Lending 101

22
  • What Is Loan-to-Value (LTV) in Hard Money Lending?
  • What Is a Hard Money Loan?
  • What Does After Repair Value (ARV) Mean?
  • What Happens If a Hard Money Loan Doesn’t Appraise?
  • Why Are Hard Money Loans Usually Interest-Only?
  • Is Hard Money Lending Legal and Regulated?
  • What Is Cross-Collateralization in Hard Money Lending?
  • Why Does Exit Strategy Matter in Hard Money Lending?
  • What Is the Difference Between Recourse and Non-Recourse Hard Money?
  • Can You Refinance Out of a Hard Money Loan?
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AHL Lending Guide

14
  • Can You Get a Proof of Funds Letter From AHL?
  • Does AHL Offer Rate Locks on Its Loans?
  • What Factors Affect Your Interest Rate With AHL?
  • Does AHL Require a Personal Guarantee on Every Loan?
  • What Loan Programs Does AHL Offer?
  • How Do You Pay Off an AHL Loan?
  • What Happens After You Close an AHL Loan?
  • Does AHL Work With Mortgage Brokers?
  • How Do You Submit a Loan Scenario to AHL?
  • Can You Close an AHL Loan Through an LLC or Entity?
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Real Estate Finance Glossary

15
  • What Is Equity Multiple?
  • What Is Forced Appreciation?
  • What Is Earnest Money?
  • What Is a Promissory Note?
  • What Is a Term Sheet?
  • What Is a Debt Service Payment?
  • What Are Hard Costs and Soft Costs?
  • What Is a Scope of Work in Real Estate Investing?
  • What Is an Interest Reserve?
  • What Is Cash-on-Cash Return?
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Investment Strategy Playbooks

15
  • How to Decide When to Sell a Long-Term Rental Property
  • How to Identify a Teardown Opportunity for New Construction
  • How to Hire a Property Manager for Your Rentals
  • How to Inspect a Property Before Making an Offer
  • How to Negotiate With Distressed Property Sellers
  • How to Screen Rental Properties for Cash Flow
  • How to Find and Evaluate Off-Market Deals
  • How to Plan a BRRRR Refinance Timeline
  • How to Decide Whether to Flip or Hold a Property
  • How to Estimate Rehab Costs Before Buying a Flip
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Contact Us

American Heritage Lending, LLC
19800 MacArthur Blvd, Suite 950
Irvine, CA 92612

info@ahlend.com
(800) 745-9280

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