Unlock Your Investment Potential With AHL

Trusted by real estate professionals across the nation since 2004

DSCR Rental Loans

Maximize your rental property investments with DSCR loans, designed to offer financing based on a property’s cash flow, not personal income. This flexible option helps you grow your portfolio without the hassle of traditional income documentation.

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Fix & Flip Loans

Take advantage of short-term financing tailored for real estate investors looking to purchase, renovate, and quickly sell properties. With fast approvals and competitive terms, Fix & Flip loans enable you to transform distressed homes into profitable assets.

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New Construction Loans

Build your next investment property with confidence using our New Construction Loans, crafted for developers and builders. From land acquisition to project completion, this financing option offers flexible terms and draw schedules that align with your construction timeline.

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Bridge Loans

Secure quick, short-term financing to bridge the gap between buying and selling investment properties. Bridge loans provide investors with the capital they need to act swiftly in competitive markets while waiting for long-term financing or property sales.

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Our Promise To You

Designed For Investors

Your investment is unique, and we treat it as such. Our loans are designed to fit you specific project and financial goals, giving you the right tools to succeed.

Dedicated Support Professionals

You will have direct access to a team of seasoned experts ready to provide guidance, answer your questions, and help you navigate the complexities of your project.

Certainty Of Close

Easier financing for investment properties as they require less paperwork and provide fast loan approvals and funding.

Partnership Focused

We’re more than just a lender; we’re a partner in your success. Our goal is to build long-term relationships by helping you grow and scale your real estate investments.

Total Transparency

No hidden fees or surprises. We keep you informed every step of the way, ensuring transparency in all our transactions and providing clear communication.

No Red Tape

We cut through the bureaucracy and provide a streamlined application process, ensuring you get the funding you need without the delays common in other lending institutions.

Same Day Prequalification

Speak With An Expert

Don’t Just Take Our Word For It

Michelle Herzl

I can’t speak highly enough of Michael. He expertly guided me through a complex loan, offering unwavering support and guidance every step of the way. If you’re looking for someone who can handle out-of-the-box loans, Michael is the person to go to. He’s an outstanding Account Executive, and I highly recommend him!

Citivue LLC

Working with Greg and other team members who came thru for my deal was awesome!! I would definitely recommend to everyone!

Roberto Marivela

Working with Greg has been amazing. It was the smoothest, flawless, fastest, and most pleasant loan I have ever done. I definitely recommend working with Greg Valencia. No doubt he deserves 5 stars.

Lauren McGill

I wanted to take this moment to leave a review for my account representative Scott Feyche. I have recently submitted four purchases and two cash out refinance loans for the same customer. I am so proud to say that thanks to Scotts help I already received the clear to close on two of my cash out refinances and two of my purchases. I should be clear to close on my other two purchases at any moment. Scott Feyche is such a wonderful account representative to deal with, that any time I have a Non-QM loan, I only want to submit that loan through American Heritage Lending, and deal with Scott Directly. Scott always responds to my emails and telephone calls, and makes me feel like I am his only client. His customer service skills are exceptional. I couldn’t imagine working with any other Lender or account representatives for my Non- QM loans. Scot is so smart, he is able to figure out any possible road block that may come along during the lending process, and knows just how to navigate around it. I would highly recommend Scott Feyche of American Heritage Lending to any prospective client. Lauren McGill Loan Officer American Financial Network “ I wanted to share my experience about what a pleasure it was to work with Darryl Humes. I had two refinances and 2 purchases get cleared to close in record time. My processor and I thought that my account manager Darryl worked so efficiently. I also have 2 purchases which Darryl is doing an amazing job for. He is articulate, sharp, and never keeps me waiting for answers like other lenders tend to do. I work for American Financial Network, and love brokering loans with American Heritage Lending. I hope that I get to work with Darryl Homes on all of my future deals because he has been a pleasure to work with” Lauren McGill-Loan Officer American Financial Network

Irma Gutierrez-Barrios

Absolutely thrilled with my experience working with Shyla Tailor on my recent closing! From the very beginning, Shyla went above and beyond, ensuring every detail was meticulously handled. Her responsiveness was incredible – no matter what time of day, she was just a text or phone call away, always ready to answer my questions and provide guidance. Shyla's dedication, speed, and attention to detail were evident every step of the way, making the entire process smooth and stress-free. I am truly blessed to have come across Shyla and her unwavering support throughout the entire process. Shyla’s guidance and dedication have been invaluable and her commitment is truly commendable. Her professionalism and expertise made a significant difference. I also want to give a huge shout-out to Paula, who played an integral role in the teamwork that made everything possible. Their combined efforts, proactive work, and seamless coordination made all the difference. It's rare to find such a committed and compassionate team that genuinely cares about their clients. I can't thank Shyla and Paula enough for their exceptional service and support – they made my closing experience nothing short of amazing! Please also extend my thanks to the entire team who worked so hard as well. I look forward to continuing our collaboration in the future.

Zaid Alzamani

I had the pleasure of working with American Heritage Lending to buy a rehab property, and it was a fantastic experience from start to finish. The team was incredibly professional, knowledgeable, and dedicated to ensuring a smooth process. I particularly enjoyed working with Jessica Reynolds and Heidi Douglas, who both went above and beyond to assist me. Their attention to detail, responsiveness, and commitment to customer satisfaction truly stood out. I highly recommend American Heritage Lending for anyone in need of reliable and efficient lending services, especially for purchasing a rehab property.

Genvestor LLC

American Heritage is very flexible and professional to work with. Jessica and Heidi have handled multiple deals for us making it easy and giving us confidence in offers knowing the lender we work with. We have switched over to them for the last 12 months and will continue to work on all deals with AHL.

Ruthie Witmer

I just finished my 3rd loan with Jessica! She is wonderful to work with! Quick to respond and very knowledgeable! I will be using AH and Jessica over and over again!

A Lender You Can Trust

At American Heritage Lending, we specialize in providing real estate investors with the flexible and reliable financing solutions they need to succeed in today’s competitive market. With a focus on serving borrowers in the Non-QM and hard money lending space, we offer tailored lending options for investors who don’t fit the rigid standards of traditional Qualified Mortgage programs.

Our longevity in the market speaks for itself. Since 2004, we’ve successfully navigated multiple mortgage cycles, proving our ability to deliver when other lenders fall short. Backed by one of the leading private equity firms in the private lending space, we have unlimited access to capital, allowing us to offer unmatched product flexibility and adaptability—qualities that are critical for real estate investors looking to seize opportunities in dynamic markets.

Our dedicated team of Account Executives, Loan Brokers, and Loan Officers works closely with clients to structure custom loan solutions, even for complex deals that have been rejected by traditional lenders. Whether it’s new construction, fix-and-flip, or expanding your rental portfolio, we are here to provide fast, practical solutions tailored to your specific investment goals.

With over $1 billion in loans funded, American Heritage Lending has extensive experience across all facets of real estate lending. As a direct lender, we handle the entire process in-house, from loan submission to funding, ensuring a smooth and efficient experience for our clients. Our common-sense underwriting approach and fast approvals mean you can move forward confidently with your next investment.

When you partner with American Heritage Lending, you’re not just choosing a lender—you’re choosing a financial partner with a proven track record, financial backing, and the expertise to support your success in any market condition. Let us help you unlock the potential of your real estate investments.

Unlock Your Investment Potential With AHL

DSCR Rental Loans

Fix & Flip Loans

New Construction Loans

Bridge Loans

Our Promise To You

Designed For Investors

Dedicated Support Professionals

Certainty Of Close

Partnership Focused

Total Transparency

No Red Tape

Same Day Prequalification

Don’t Just Take Our Word For It

A Lender You Can Trust

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