by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Mar 17, 2025 |
Flipping houses might look glamorous on TV, but the real-world process requires far more than selecting trendy paint colors. Successful fix and flip investments demand a thorough understanding of the real estate market, sharp budgeting skills, and meticulous planning....
by Eric Krattenstein | Dec 30, 2024 |
Implications of Recent Federal Reserve Meetings on the Mortgage Industry and Real Estate Investors The Federal Reserve – often called “the Fed” – plays a critical role in shaping the U.S. economy. Its decisions directly affect borrowing costs, influencing...
by Eric Krattenstein | Dec 23, 2024 |
Real estate investing, especially fix-and-flips, has an undeniable appeal. Who wouldn’t want to transform a rundown property into a shining gem and pocket a hefty profit? But while it looks glamorous on TV, first-time fix-and-flip investors often face a reality check...
