Recently Funded Fix And Flip Loan In Tyler, Texas

Loan Scenario:

A repeat AHL client with like-kind projects behind them came to American Heritage Lending for their next East Texas flip, and we funded it. AHL closed a $195,670 fix-and-flip loan on a single-family detached home in Tyler, Texas, built on a $180,200 purchase, a $50,000 rehab budget, and a $300,000 after-repair value. The financing landed at 85% loan-to-cost and about 65% of ARV on a 12-Month Interest-Only term.

This is a full-systems renovation, not a lipstick job. The scope covers roofing, electrical, plumbing, and HVAC on the mechanical side, then interior and exterior paint, new flooring, updated lighting, and fresh fencing to round out the presentation. With the heavy lifting addressed early and the interest-only structure holding carrying costs down, the borrower is set up to bring a fully reconditioned home to market and sell inside the term.

Tyler is the commercial and medical heart of East Texas, famous as the Rose Capital and celebrated each spring for its Azalea District. A large regional healthcare presence anchored by UT Health and the University of Texas at Tyler pulls patients, students, and workers from across the surrounding counties. Housing stays affordable relative to the Dallas market roughly ninety minutes to the northwest, which keeps families, retirees, and medical professionals in the buyer pool. That steady, hub-driven demand gives a renovated home somewhere to go.

Repeat borrower, solid margins, clear exit. AHL funded it and kept the project on schedule.

Similar Recently Funded Case Studies: Fix & Flip Loan in Colorado Springs, CO  •  Fix & Flip Loan in Jackson, MS  •  Fix & Flip Loan in Chickasha, OK

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