Recently Funded Fix And Flip Loan In Chickasha, Oklahoma

Loan Scenario:

American Heritage Lending closed a $102,465 fix-and-flip loan on a single-family detached home in Chickasha, Oklahoma, financing a purchase-and-renovation play for an experienced investor who came to us with three properties already under their belt, including a verified 2025 flip and two value-add REO exits. On a $110,000 acquisition with a $30,000 rehab budget and a $170,000 after-repair value, AHL funded at 90% loan-to-cost and roughly 60% of ARV on a 12-Month Interest-Only term, structured as a True Zero Point loan.

The plan here is a clean, cosmetic-plus turnaround: new flooring throughout, fresh interior paint, an updated kitchen with new appliances, refreshed bathrooms, and modernized electrical and fixtures, capped off with exterior cleanup and curb-appeal work. With that scope, the interest-only structure keeps carrying costs light while the crew moves, pointing toward a timely resale well inside the term.

Chickasha sits in Grady County, close enough to commute into the Oklahoma City metro yet priced like small-town Oklahoma. The University of Science and Arts of Oklahoma anchors the community, and the local economy leans on agriculture, manufacturing, and the steady draw of OKC-area jobs. Buyers here are often priced out of the metro core and come looking for renovated, move-in-ready homes at an approachable number. The town’s winter Festival of Light and lake recreation add to the appeal. That affordability gap, plus reliable regional demand, is exactly what makes a turnkey flip sell.

Renovated inventory in a value-conscious market is a proven recipe. AHL was glad to fund this one fast and keep the timeline moving.

Similar Recently Funded Case Studies: Fix & Flip Loan in Colorado Springs, CO  •  Fix & Flip Loan in Jackson, MS  •  Fix & Flip Loan in Tyler, TX

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