Recently Funded Fix And Flip Loan In Jackson, Mississippi

Loan Scenario:

American Heritage Lending funded a $163,305 fix-and-flip purchase loan on a single-family detached home in Jackson, Mississippi, structured as a True Zero Point Loan. The deal carried a $150,000 as-is value, a $31,450 rehab budget, and a $230,000 after-repair value, financed at 90% loan-to-cost and 71% loan-to-ARV on a 12-Month Interest-Only term. The borrower is a professional operator with six investment properties behind them.

The renovation plan is a focused cosmetic-plus rehab: new drywall, luxury vinyl and tile flooring, fresh paint throughout, granite countertops, kitchen appliances, and updated light fixtures, with insurance carried through the project. That scope moves quickly and hits the finishes today’s buyers expect, positioning the property for a clean handoff. The borrower’s exit is a refinance, which the ARV cushion between the $163,305 loan and the $230,000 finished value comfortably supports within the twelve-month window.

Jackson is Mississippi’s capital and largest city, and its economy is anchored by state government, the University of Mississippi Medical Center, and Jackson State University, giving the metro a deep base of stable employment. Its central position at the crossroads of I-20 and I-55 makes it the commercial hub for the region. Renovated, move-in-ready homes are in genuinely short supply here, and the affordable price points mean a well-finished flip finds a buyer or refinances into a rental without straining the market. That demand is what makes Jackson a reliable flip market.

A tight scope, a proven flipper, and real ARV headroom. This is a fix-and-flip built to exit on schedule.

Similar Recently Funded Case Studies: Fix & Flip Loan in Colorado Springs, CO  •  Fix & Flip Loan in Tyler, TX  •  Fix & Flip Loan in Chickasha, OK

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