Recently Funded Fix And Flip Loan In Goshen, New York

Loan Scenario:

American Heritage Lending financed a $368,650 fix-and-flip purchase in Goshen, New York for a seasoned, high-volume flipper. The single-family home appraised at $350,000, with a $150,150 rehab budget driving toward a $570,000 after-repair value. That structure came in at 100% loan-to-cost and a conservative 64.68% of ARV on a 12-Month Interest-Only term, reflecting real confidence in a borrower who has exited multiple verified flips and operates at a seven-figure scale.

This is a comprehensive, gut-level renovation. The plan opens with demolition and cleanout, yardwork, and full exterior work, then moves through a reworked main level, a new kitchen, bedrooms, and a complete bathroom program spanning the master, main, and half baths. A laundry room, enclosed front porch, new doors, and updated lighting, electrical, and plumbing finish the scope. With a wide spread between total cost and resale value, the project is built for a clean, profitable sale inside the term.

Goshen is the historic seat of Orange County in New York’s Hudson Valley, a village known for its harness-racing heritage and now a regional draw thanks to nearby Legoland New York. Commuter rail and highway links put New York City within reach, and the Hudson Valley continues to attract households trading Manhattan and Brooklyn prices for space and value. That steady flow of buyers from the metro supports resale demand for a fully renovated home.

Full backing on the cost, a deep renovation, and a Hudson Valley resale in the crosshairs.

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