Recently Funded Fix And Flip Loan In Newbury Park, California
Loan Scenario:
This fix and flip loan supports a purchase for a detached single-family home in Newbury Park, California. The borrower is an experienced investor. Specifically, the property holds an as-is value of $775,000, while the After Repair Value reaches $1,130,000. Additionally, the rehab budget totals $89,285. As a result, American Heritage Lending provided $771,235 in financing. Notably, the loan carries a Loan-to-Cost of 93.00% and a Loan-to-After Repair Value of 68.25%. Furthermore, the structure runs as a 12-month interest-only term. Because of this, the borrower can focus on the rehab throughout the loan period.
First, the project starts with demo and site prep. Then, rough framing opens up the layout, including a kitchen wall removal and a new upstairs half bath. Next, the crew runs rough and final plumbing and electrical, followed by drywall. From there, the kitchen gets new cabinets, countertops, backsplash, and lighting. Also, two full baths and a half bath get a full remodel with new shower and closet glass doors. Furthermore, the work adds fresh flooring throughout, interior doors, baseboards, and interior paint. Finally, the exterior gets new paint and wood repair, a garage remodel, and landscaping, with a contingency reserve set aside to keep the build on track.
Newbury Park continues to draw steady buyer demand in the Conejo Valley. Specifically, strong local schools and easy access to the 101 corridor support interest in renovated single-family homes. Moreover, limited resale inventory rewards a clean, move-in-ready flip. As a result, a well-executed renovation fits the local market well.
Overall, this deal shows how American Heritage Lending backs experienced investors with practical fix-and-flip financing. The borrower brings a verified track record of completed flips. As a result, the interest-only structure keeps monthly costs low during the rehab. Ultimately, the investor moves from purchase to resale with a clear path forward.
Similar Recently Funded Case Studies: Fix & Flip Loan in Colorado Springs, CO • Fix & Flip Loan in Jackson, MS • Fix & Flip Loan in Tyler, TX
Key Deal Points
| Address | Newbury Park, CA |
| Loan Type | Fix and Flip – Purchase |
| Borrower Profile | Experienced |
| Property Type | Single Family Detached |
| Appraised Value | $775,000 |
| Rehab Budget | $89,285 |
| After Repair Value | $1,130,000 |
| Loan Amount | $771,235 |
| LTC | 93.00% |
| LTARV | 68.25% |
| Term | 12-Month Interest-Only |
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