Recently Funded Fix And Flip Loan In Marysville, California

Loan Scenario:

American Heritage Lending funded a $235,683 fix-and-flip loan for an investor purchasing a single-family detached home in Marysville, California. Backed by an established national home-buying franchise system, the borrower acquired a property valued at $242,000 with a $35,283 rehab budget and a $349,000 after-repair value. Financed at 96.09% loan-to-cost and 67.53% loan-to-ARV over a 12-Month Interest-Only term, the deal pairs strong leverage with a comfortable margin to the exit.

The renovation plan is a focused cosmetic refresh built for a clean resale: replacing worn entry doors and windows, freshening interior and exterior paint, and installing new LVT flooring throughout. The kitchen gets new cabinets, countertops, and appliances, the bathroom a new vanity and shower doors, and the scope rounds out with updated electrical outlets and switches, added fans and lighting, and a potential HVAC replacement. It is a right-sized budget aimed at maximizing buyer appeal without over-improving, then listing well inside the term.

Marysville anchors Yuba County in California’s Sacramento Valley, at the confluence of the Feather and Yuba rivers. Nearby Beale Air Force Base is a steady economic driver, and the region’s agricultural roots are increasingly complemented by buyers priced out of Sacramento roughly forty miles south. That affordability gap keeps drawing households seeking move-in-ready homes at a fraction of the metro’s cost, exactly the buyer this renovation targets. Yuba College and ongoing regional growth add further depth to demand.

Ample leverage, a clean scope, and an affordable valley market, a flip AHL was glad to finance.

Similar Recently Funded Case Studies: Fix & Flip Loan in Newbury Park, CA  •  Fix & Flip Loan in Colorado Springs, CO  •  Fix & Flip Loan in Jackson, MS

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