Recently Funded DSCR Loan In San Angelo, Texas
Loan Scenario:
A San Angelo, Texas investor turned to American Heritage Lending for a DSCR rate-and-term refinance to secure long-term financing on a performing rental. On a $170,000 appraised value, AHL structured a $130,688 DSCR loan at 77% loan-to-value, with the property generating a healthy 1.382 debt-service coverage ratio.
Because the borrower was refinancing rather than pulling cash out, the goal was stability, locking in a durable 30-year structure that let the property’s own income carry the loan. As an investor holding a primary residence and multiple rentals, they valued a clean, income-qualified path that kept their personal balance sheet out of the equation.
San Angelo anchors the Concho Valley in West Texas, where a diversified base of agriculture, energy, healthcare, and Goodfellow Air Force Base keeps the rental market steady through commodity cycles. That resilience makes it a dependable market for buy-and-hold investors.
This refinance put the borrower’s rental on solid long-term footing, the kind of outcome AHL’s Texas financing delivers every day.
Similar Recently Funded Case Studies: DSCR Loan in Killeen, TX • DSCR Loan in Houston, TX • DSCR Loan in Denison, TX
Key Deal Points
| Address | San Angelo, TX |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $170,000 |
| Loan Amount | $130,688 |
| Loan To Value (LTV) | 77% |
| DSCR | 1.382 |
| Loan Term | 30-Year |
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