Recently Funded DSCR Loan In Houston, Texas
Loan Scenario:
An experienced investor who owns a primary residence and multiple rentals worked with American Heritage Lending to refinance a two-unit property in Houston, Texas. AHL structured a 30-year DSCR loan as a rate-and-term refinance — $216,788 at 77% loan-to-value against a $282,000 appraised value — helping the borrower retire short-term capital and move into stable long-term financing. A strong 1.359 debt-service-coverage ratio meant the duplex’s combined rents carried the loan with room to spare. Refinancing on the asset’s income kept qualification simple for an active portfolio owner.
Houston’s vast and diversified economy keeps Texas rental demand strong across a wide range of price points, and small multifamily like duplexes remains a favorite for cash-flow-focused investors. Steady population growth supports dependable occupancy citywide. Investors ready to refinance can start their financing today.
Similar Recently Funded Case Studies: DSCR Loan in Humble, TX • DSCR Loan in Killeen, TX • DSCR Loan in Houston, TX
Key Deal Points
| Address | Houston, TX |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | 2 Units |
| Appraised Value | $282,000 |
| Loan Amount | $216,788 |
| Loan To Value (LTV) | 77% |
| DSCR | 1.359 |
| Loan Term | 30-Year |
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