Recently Funded DSCR Loan In Humble, Texas
Loan Scenario:
An experienced investor in Humble looked to improve the terms on an existing rental and brought us a clean rate-and-term refinance. The property, a detached PUD held as an investment, appraised at $275,000, and American Heritage Lending structured a DSCR loan of $206,250 at 75% loan-to-value on a 30-year term. With a 733 credit profile and a debt-service coverage ratio of 1.269, the numbers gave the borrower a durable long-term financing structure underwritten entirely on the home’s rental performance. The result was a smoother loan that fit a long-hold strategy without requiring tax returns or W-2s.
Humble sits just northeast of Houston along the US-59 corridor, anchored by Bush Intercontinental Airport and the sprawling employment base of the nation’s fourth-largest city. Master-planned communities and detached PUD product draw steady tenant demand from families relocating for energy, healthcare, and logistics jobs. For a landlord, that consistent renter pool is what makes a refinance into better long-term terms a sound move.
Looking to reposition the debt on a rental? A rate-and-term financing option keeps things simple for Texas investors.
Similar Recently Funded Case Studies: DSCR Loan in Killeen, TX • DSCR Loan in Richardson, TX • DSCR Loan in Midland, TX
Key Deal Points
| Address | Humble, TX |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Detached PUD |
| Appraised Value | $275,000 |
| Loan Amount | $206,250 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.269 |
| Loan Term | 30-Year |
Additional Images
