Loan Scenario:

A seasoned investor with eleven completed projects and a fully verified track record turned to American Heritage Lending to place long-term financing on a Killeen rental. We delivered a rate-and-term DSCR loan of $154,660 at 75% loan-to-value against a $205,000 appraised value, on a 30-year term. With the property carrying a 1.199 debt-service coverage ratio, the loan transitioned the borrower cleanly out of their acquisition-and-rehab financing and into a stabilized, income-qualified hold.

Killeen’s rental market is anchored by neighboring Fort Cavazos, one of the largest military installations in the country, which generates a constant flow of relocating service members and a reliably deep tenant pool. That steady demand, paired with affordable acquisition prices across this part of Texas, makes single-family rentals here a favorite of buy-and-hold investors.

For an investor who fixed the property and chose to retain it as a rental, locking in permanent financing was the logical final step, and AHL delivered it on schedule. Ready to stabilize your next project? Begin your financing with American Heritage Lending today.

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