by Eric Krattenstein | May 29, 2026 |
Memorial Day marks the start of peak summer inventory — the window where motivated sellers list, family relocations close, and investor competition compresses against everyone else’s vacation calendar. The eight markets where summer 2026 DSCR math actually...
by Keith Quinney | May 28, 2026 |
Recently Funded DSCR Loan In East Stroudsburg, Pennsylvania Loan Scenario: This DSCR Cash-Out Refinance funded a single-family rental in East Stroudsburg, Pennsylvania. Specifically, the property appraised at $350,000. American Heritage Lending then funded $262,500,...
by Keith Quinney | Mar 9, 2026 |
Recently Funded Fix & Flip Loan In Philadelphia, PA Loan Scenario: This fix and flip project covers a single-family home in Philadelphia, Pennsylvania. Notably, the professional investor purchased the property for $140,000. Additionally, the rehab budget totals...
by Keith Quinney | Nov 26, 2025 |
Recently Funded DSCR Loan In Albrightsville, PA Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio (DSCR) cash-out refinance for a single-family rental property located in Albrightsville, Pennsylvania. The property appraised at $255,000, and...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
