Recently Funded DSCR Loan In Johnstown, Pennsylvania
Loan Scenario:
A seasoned investor holding seven rentals pulled equity from a single-family home in Johnstown, Pennsylvania, with a DSCR cash-out refinance. The loan qualified on the property’s rental income, keeping the process light on personal documentation. The home appraised at $200,000, and AHL funded $150,000 at a 75% loan-to-value on a 30-year term. A debt-service-coverage ratio of 1.179 confirmed the rent covered the new payment with a cushion.
Johnstown is a historic western Pennsylvania city in Cambria County whose low price points make it a genuine cash-flow market for buy-and-hold investors. For a landlord operating at scale, affordable basis paired with steady rents is what allows a 75% cash-out to be comfortably supported.
Recycling equity out of a stabilized rental is how experienced investors keep growing without fresh outside capital. Portfolio landlords can explore a DSCR loan in Pennsylvania or start financing a refinance today.
Similar Recently Funded Case Studies: DSCR Loan in Brookhaven, PA • DSCR Loan in Philadelphia, PA • DSCR Loan in Fort Wayne, IN
Key Deal Points
| Address | Johnstown, PA |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $200,000 |
| Loan Amount | $150,000 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.179 |
| Loan Term | 30-Year |
Additional Images
