by Eric Krattenstein | Sep 10, 2025
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Jul 29, 2025
Recently Funded Fix And Flip Loan In Saint Petersburg, FL Loan Scenario: This project highlights a fix-and-flip loan for a single-family property in Saint Petersburg, Florida. The investor purchased the home for $215,000, with a renovation budget of $73,950. A total...
by Eric Krattenstein | Jul 28, 2025
Introduction to the 2025 Real Estate Investor Market The real estate investor market in 2025 is shaping up to be a test of adaptability, strategic thinking, and persistence. Investors across the country are contending with a dynamic landscape marked by high interest...
by Eric Krattenstein | Mar 27, 2025
Recently Funded Fix And Flip Loan In Tampa, FL Loan Scenario: This full gut renovation project is located in Tampa, Florida, where a single-family detached home was purchased for $1,675,000 with a rehab budget of $880,000. The loan amount secured for the project is...
