by Keith Quinney | Feb 6, 2026 |
Recently Funded DSCR Loan In Bokeelia, Florida Loan Scenario: This DSCR purchase loan involves a single-family rental property located in Bokeelia, Florida. The borrower, a first-time investor, acquired the property for $350,000. Notably, the home appraised at...
by Eric Krattenstein | Nov 24, 2025 |
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...
by Eric Krattenstein | Nov 4, 2025 |
Recently Funded New Construction Loan In Winter Park, FL Loan Scenario: American Heritage Lending financed a ground‑up construction loan for a first‑time builder and experienced flipper in Winter Park, Florida. The borrower acquired the homesite for $185,000 and...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
