Recently Funded DSCR Loan In Wesley Chapel, Florida
Loan Scenario:
An experienced investor who already owns three rentals added another to the portfolio with a DSCR purchase in Wesley Chapel, Florida. The loan was underwritten to the property’s projected rental income, so the borrower avoided the income-documentation grind of a conventional mortgage. The detached PUD appraised at $325,000, and AHL financed $252,000 at an 80% loan-to-value on a 30-year term. A debt-service-coverage ratio of 1.172 confirmed the rent comfortably cleared the new payment.
Wesley Chapel is one of Tampa Bay’s fastest-growing suburbs, a cluster of master-planned communities in Pasco County drawing families north from Tampa with new schools, hospitals, and retail. Steady population growth and a deep tenant pool make it a favorite for investors building single-family rental portfolios.
Financing at 80% LTV let this investor keep more cash on hand for the next acquisition while the property carries itself. Investors scaling a rental portfolio can review a Florida DSCR loan or start financing a purchase in Florida.
Similar Recently Funded Case Studies: DSCR Loan in Opa Locka, FL • DSCR Loan in Ruskin, FL • DSCR Loan in West Palm Beach, FL
Key Deal Points
| Address | Wesley Chapel, FL |
| Loan Type | DSCR Purchase |
| Borrower Profile | Experienced Investor |
| Property Type | Detached PUD |
| Appraised Value | $325,000 |
| Loan Amount | $252,000 |
| Loan To Value (LTV) | 80% |
| DSCR | 1.172 |
| Loan Term | 30-Year |
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