Recently Funded DSCR Loan In West Palm Beach, Florida
Loan Scenario:
A seasoned investor who has owned rental property since 2014 targeted a single-family home in West Palm Beach and wanted to maximize leverage while keeping the monthly carry efficient. American Heritage Lending delivered a DSCR loan of $308,000 against a $411,000 appraised value at a full 80% loan-to-value, structured on a 40-year interest-only term. The interest-only design was central to making the deal work at scale: it allowed the property to qualify on its own income at a 1.158 coverage ratio while preserving cash flow the investor could put toward the next acquisition.
West Palm Beach sits at the heart of one of Florida‘s strongest rental corridors, buoyed by sustained in-migration, a growing financial-services presence, and year-round demand from residents priced out of neighboring Palm Beach. Single-family homes here command reliable rents and consistent tenant interest, and the metro’s continued population growth supports both cash flow and long-term appreciation. For an experienced landlord, that durable demand is what justifies leaning into leverage.
Ready to put maximum leverage to work on a Florida rental? Let’s structure the financing that fits your next move.
Similar Recently Funded Case Studies: DSCR Loan in Orlando, FL • DSCR Loan in Fort Pierce, FL • DSCR Loan in Sanford, FL
Key Deal Points
| Address | West Palm Beach, FL |
| Loan Type | DSCR Purchase |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $411,000 |
| Loan Amount | $308,000 |
| Loan To Value (LTV) | 80% |
| DSCR | 1.158 |
| Loan Term | 40-Year Interest-Only |
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