by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Jul 30, 2025 |
Recently Funded Fix And Flip Loan In Red Bluff, CA Loan Scenario: This project features a fix and flip loan for a single-family home in Red Bluff, California. The property was purchased for $180,000, with a renovation budget of $16,600. The investor secured a loan of...
by Eric Krattenstein | Jul 28, 2025 |
Introduction to the 2025 Real Estate Investor Market The real estate investor market in 2025 is shaping up to be a test of adaptability, strategic thinking, and persistence. Investors across the country are contending with a dynamic landscape marked by high interest...
by Keith Quinney | Jul 22, 2025 |
Recently Funded Fix And Flip Loan In Stockton, California Loan Scenario: This fix-and-flip project centers on a detached single-family property located in Stockton, California. The property was purchased for $300,000, with a rehab budget of $50,000. Full financing was...
