by Keith Quinney | Jan 15, 2026 |
Recently Funded Fix & Flip Loan In Bakersfield, California. Loan Scenario: This fix and flip loan supports the renovation of a single-family home in Bakersfield, California. The limited experience investor purchased the property for $185,000 with a $34,800 rehab...
by Keith Quinney | Nov 26, 2025 |
Recently Funded DSCR Loan In Lynwood, CA Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio (DSCR) rental loan used to acquire a detached 5-unit property in Lynwood, California. The building both appraised at $800,000 and was purchased for...
by Eric Krattenstein | Nov 7, 2025 |
California real estate has a reputation that precedes it. Sunshine. Surf. Sticker shock. The state is both a laboratory for housing policy and a world capital for jobs, tech, film, logistics, and a dozen other industries that put steady pressure on the rental market....
by Eric Krattenstein | Nov 4, 2025 |
Recently Funded Fix And Flip Loan In Fresno, CA Loan Scenario: This project features a True Zero Point Fix & Flip loan for a single‑family home in Fresno, California. The experienced investor acquired the property for $140,000 with a focused renovation budget of...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
