by American Heritage Lending | Jul 14, 2026
Recently Funded Ground-Up Construction Loan In Lafayette, California Loan Scenario: American Heritage Lending funded a $2,165,417 ground-up construction loan to build a single-family home in Lafayette, California, for a borrower with two verified ground-up projects...
by Eric Krattenstein | Jul 6, 2026
Key Takeaways ADU build costs typically run $150–$300 per square foot in 2026 with garage conversions from about $80,000 and detached new builds reaching $200,000–$400,000. The U.S. already has roughly 1.4 million single-family homes with ADUs and California now...
by Keith Quinney | Jun 11, 2026
Recently Funded DSCR Loan In Reedley, California Loan Scenario: This case study features a DSCR Cash-Out Refinance for a detached two-unit rental home in Reedley, California. The home appraised at $320,000, and American Heritage Lending funded $224,000 in proceeds. As...
by Eric Krattenstein | May 29, 2026
Memorial Day marks the start of peak summer inventory — the window where motivated sellers list, family relocations close, and investor competition compresses against everyone else’s vacation calendar. The eight markets where summer 2026 DSCR math actually...
by Keith Quinney | May 21, 2026
Recently Funded Fix & Flip Loan In La Habra, California Loan Scenario: This fix and flip loan supports a single-family home in La Habra, California. The borrower, a professional investor, bought the property for $850,000. Also, the borrower set aside a $50,000...