by Eric Krattenstein | Jun 18, 2026
Hurricane season started June 1, 2026 with NOAA forecasting below-normal Atlantic activity for the first time in four years. The Florida insurance market is simultaneously executing its first broad rate cuts since 2019. The three moves smart investors are making this...
by Eric Krattenstein | Jun 15, 2026
DSCR cash-out refinance math depends on four things that rarely all line up at once: where the equity goes, whether the new DSCR still clears the floor, what the rate differential looks like between current and new pricing, and how long the property gets held. The...
by Eric Krattenstein | May 14, 2026
Paying upfront points for a lower DSCR rate is the right move on some deals and a capital trap on others. The breakeven math is straightforward, but the variable most investors get wrong isn’t math — it’s hold period assumption. The four variables that...
by Eric Krattenstein | May 12, 2026
Detroit went from “where capital goes to die” to one of the strongest cash-flow markets in the Midwest, but the DSCR math works at the neighborhood level — not the city level. East English Village pencils. Indian Village barely does. Russell Woods produces...
by Eric Krattenstein | May 8, 2026
Spec builders consistently miss two things on their first build: how much carry actually costs over 12 months, and how draw schedules dictate cash position from groundbreaking to certificate of occupancy. A walk-through of where the margin really goes, three...
by Eric Krattenstein | Apr 23, 2026
A renovated single-family home that hits the MLS in June clears at roughly $47,000 more than the same house listed in September. The seasonal data behind the gap, the 60-day reverse calendar that keeps loan timelines in sync with it, and the three mistakes that cost...
