by Eric Krattenstein | May 12, 2026
Detroit went from “where capital goes to die” to one of the strongest cash-flow markets in the Midwest, but the DSCR math works at the neighborhood level — not the city level. East English Village pencils. Indian Village barely does. Russell Woods produces...
by Eric Krattenstein | May 8, 2026
Spec builders consistently miss two things on their first build: how much carry actually costs over 12 months, and how draw schedules dictate cash position from groundbreaking to certificate of occupancy. A walk-through of where the margin really goes, three...
by Eric Krattenstein | Apr 23, 2026
A renovated single-family home that hits the MLS in June clears at roughly $47,000 more than the same house listed in September. The seasonal data behind the gap, the 60-day reverse calendar that keeps loan timelines in sync with it, and the three mistakes that cost...
by Eric Krattenstein | Apr 6, 2026
KEY TAKEAWAYS Out-of-state investing gives access to better cash flow markets unavailable locally DSCR loans finance properties nationwide without borrower residence requirements Building a reliable local team (property manager, agent, inspector) is critical...
by Eric Krattenstein | Mar 30, 2026
KEY TAKEAWAYS DSCR cash-out refinances allow up to 75% LTV, extracting equity without selling Seasoning requirements vary: 0-3 months (cost basis), 3-6 months (70% LTV), 6+ months (full value) No tax returns required—qualify based on property income Critical for BRRRR...
by Eric Krattenstein | Mar 2, 2026
The tools you should know about, the conversations you should have with your CPA, and how DSCR financing fits the picture. Disclaimer: We’re a mortgage lender, not a tax advisor. This article is educational, not tax advice. Every investor’s situation is...
