Recently Funded Fix And Flip Loan In Springdale Arkansas

Loan Scenario:

This project showcases a True Zero Point Fix & Flip loan for a single‑family home in Springdale, Arkansas. The experienced investor acquired the property for $225,000 and planned a targeted renovation budget of $38,710 to modernize finishes and refresh key systems. American Heritage Lending provided $234,500 in financing—an 89% Loan‑to‑Cost (LTC) structure that also equates to 70% of the After‑Repair Value (LTARV) based on a projected ARV of $335,000.

The Zero Point structure kept upfront fees off the table and aligned perfectly with an digital inspection based draw schedule, giving the borrower strong leverage while preserving cash for project operations.

Scope of Work (highlights): minor renovations focused on market‑ready appeal and reliability, including roof repair, new HVAC, plumbing updates (including hot water replacement), electrical work, new interior paint, flooring, and light kitchen touch‑ups (counter/sink), plus appliances (stove and microwave) and labor to complete and coordinate trades.

With a clear budget and a practical plan aimed at the area’s buyer preferences, the project is positioned for an efficient turn to market. AHL’s high‑leverage, True Zero Point option gave this borrower the flexibility to execute quickly without sacrificing deal economics.