Recently Funded DSCR Loan In Maryville, Tennessee
Loan Scenario:
A returning American Heritage Lending borrower and experienced investor in Maryville, Tennessee used a DSCR cash-out refinance to tap equity in a rental they owned free and clear. Against a $377,000 appraised value, AHL structured a $282,750 DSCR loan at 75% loan-to-value, with the property’s income supporting a healthy 1.214 debt-service coverage ratio.
Owning the home outright gave the borrower maximum flexibility, and AHL delivered it through a 40-year interest-only, true zero-point structure that minimized monthly carrying costs while freeing a significant sum for the next acquisition.
Maryville sits just south of Knoxville in the foothills of the Great Smoky Mountains, a region where steady job growth and proximity to Blount County’s manufacturing base support consistent rental demand. It’s a market where well-kept single-family rentals rarely sit vacant for long.
For a seasoned operator with five properties, this refinance was a strategic move to keep capital working across Tennessee. Investors can explore comparable financing in minutes.
Similar Recently Funded Case Studies: DSCR Loan in Memphis, TN • DSCR Loan in Nashville, TN • DSCR Loan in Oak Ridge, TN
Key Deal Points
| Address | Maryville, TN |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $377,000 |
| Loan Amount | $282,750 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.214 |
| Loan Term | 40-Year Interest-Only |
| Loan Structure | True Zero Point Loan |
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