Recently Funded DSCR Loan In Nashville, Tennessee
Loan Scenario:
An experienced investor who owns a primary residence and multiple rentals turned to American Heritage Lending to pull equity from a high-value single-family home in Nashville, Tennessee held since 2002. AHL structured a True Zero Point, 30-year DSCR loan as a cash-out refinance — $400,000 at a conservative 45% loan-to-value against an $889,000 appraised value. Even with the property’s debt-service-coverage ratio at 0.833, the deep equity position and full guideline compliance allowed AHL to approve substantial cash out on a low-leverage basis. Decades of appreciation were converted into deployable capital while preserving a strong equity cushion.
Nashville remains one of the country’s premier growth markets, where sustained in-migration and a diversified Tennessee economy keep home values and rental demand elevated. Long-held properties in Music City often carry the kind of equity that makes strategic cash-out refinancing especially powerful. Investors sitting on appreciated assets can start their financing today.
Similar Recently Funded Case Studies: DSCR Loan in Memphis, TN • DSCR Loan in Nashville, TN • DSCR Loan in Oak Ridge, TN
Key Deal Points
| Address | Nashville, TN |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $889,000 |
| Loan Amount | $400,000 |
| Loan To Value (LTV) | 45% |
| DSCR | 0.833 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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