Recently Funded DSCR Loan In Oklahoma City, Oklahoma
Loan Scenario:
A newer investor who owns a primary residence and the subject rental worked with American Heritage Lending to refinance a townhouse-style condominium in Oklahoma City, Oklahoma. AHL provided a True Zero Point, 30-year DSCR loan as a rate-and-term refinance — $87,200 at 80% loan-to-value on a $109,000 appraised value. A healthy 1.289 debt-service-coverage ratio meant the rental income carried the new loan comfortably, giving this emerging investor long-term, fixed financing to build on. The zero-point structure minimized out-of-pocket cost at closing.
Oklahoma City remains a standout cash-flow market, where affordable entry prices and a growing, diversified economy keep Oklahoma rentals in steady demand. Attainable price points make it an ideal proving ground for investors expanding their first portfolios. Investors ready to refinance or grow can start their financing today.
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Key Deal Points
| Address | Oklahoma City, OK |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Newer Investor |
| Property Type | Condominium – Townhouse |
| Appraised Value | $109,000 |
| Loan Amount | $87,200 |
| Loan To Value (LTV) | 80% |
| DSCR | 1.289 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
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