Recently Funded DSCR Loan In Mcalester, Oklahoma
Loan Scenario:
An experienced investor holding two rental properties tapped American Heritage Lending for a cash-out refinance on a single-family detached home in McAlester, pulling equity out of a well-performing asset to redeploy into their portfolio. With a 748 credit profile and a property appraised at $165,000, the DSCR loan funded $123,750 at a conservative 75% loan-to-value on a 30-year term, structured as a true zero-point loan. A debt-service coverage ratio of 1.482 underscored how comfortably the rental income covers the obligation.
McAlester anchors southeastern Oklahoma with a stable, employment-driven rental base tied to state institutions, healthcare, and regional commerce, giving buy-and-hold investors dependable occupancy without the volatility of pricier metros. Entry prices remain attractive relative to rents, which is exactly why a 1.482 DSCR is achievable on a property in this range. The result is a cash-flowing asset that continues to pay for itself while returning capital to the sponsor.
American Heritage Lending qualifies these deals on the property’s cash flow rather than the borrower’s tax returns, making it a clean fit for portfolio-minded investors across Oklahoma. Investors ready to unlock equity can start their financing today.
Similar Recently Funded Case Studies: DSCR Loan in Oklahoma City, OK • DSCR Loan in Belmont, NC • DSCR Loan in Rochester, NY
Key Deal Points
| Address | Mcalester, OK |
| Loan Type | DSCR Cash Out Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | Single Family Detached |
| Appraised Value | $165,000 |
| Loan Amount | $123,750 |
| Loan To Value (LTV) | 75% |
| DSCR | 1.482 |
| Loan Term | 30-Year |
| Loan Structure | True Zero Point Loan |
Additional Images
