Recently Funded DSCR Loan In Anaheim, California

Loan Scenario:

Here is one for the portfolio builders. American Heritage Lending funded an $890,000 DSCR cash-out refinance on a detached PUD home in Anaheim, California, for an experienced investor who already holds two other investment properties. The residence appraised at $1,500,000 and was owned free and clear, so the loan landed at a conservative 59% loan-to-value on a 40-Year Interest-Only term, freeing up substantial trapped equity while leaving a wide cushion in the asset.

This is a rental-income deal, plain and simple. Qualification ran on the property’s own cash flow rather than the borrower’s personal tax returns, and the interest-only structure was chosen to align the monthly obligation with the home’s market rent, reported at a 0.973 DSCR. For an investor sitting on a fully paid-off, high-value property, a cash-out refinance is the cleanest way to pull working capital and redeploy it into the next acquisition without selling a strong long-term hold.

Anaheim sits in the heart of Orange County and runs on a tourism-and-hospitality engine anchored by the Disneyland Resort, Angel Stadium, and the Honda Center, with the Platinum Triangle drawing new mixed-use development. It is one of Southern California’s largest job hubs, minutes from the beaches and a short drive to greater Los Angeles. Housing supply is famously tight, incomes are strong, and rental demand stays relentless, which supports both values and long-term occupancy for owners.

Low leverage, deep equity, and a durable Orange County address made this an easy one to fund and a smart way for a seasoned investor to keep capital moving.

Similar Recently Funded Case Studies: DSCR Loan in Reedley, CA  •  DSCR Loan in Pflugerville, TX  •  DSCR Loan in Charlotte, NC

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