Recently Funded DSCR Loan In Pflugerville, Texas

Loan Scenario:

When a longtime owner wants to unlock equity without selling, a DSCR cash-out refinance is the tool, and that is exactly what American Heritage Lending delivered in Pflugerville, Texas. AHL funded a $195,000 cash-out refinance on a detached PUD appraised at $356,000, a conservative 55% loan-to-value, for an experienced investor who purchased the property back in 2018 and has held it free and clear for roughly eight years. The loan carries a 30-Year term.

Because this is a DSCR loan, qualification rests on the property’s rental income rather than the borrower’s personal income or tax returns. At a 1.000 debt-service coverage ratio, the rent covers the new payment, and the low leverage gives everyone plenty of cushion. The cash-out proceeds free up years of built equity so the investor can redeploy into the next acquisition while keeping this performing rental in the portfolio.

Pflugerville is one of the fastest-growing suburbs in the Austin orbit, sitting just northeast of the city in Travis County. The region’s tech and manufacturing corridor, anchored by names like Dell and Samsung, keeps a steady stream of well-paid workers looking for housing they can actually afford relative to Austin proper. Families are drawn by the schools, the Stone Hill retail hub, and amenities like Lake Pflugerville, all with easy access to the metro. That demand keeps quality rentals occupied.

Eight years of equity, put back to work. That is the kind of deal AHL likes to close.

Similar Recently Funded Case Studies: DSCR Loan in Spring, TX  •  DSCR Loan in Houston, TX  •  DSCR Loan in Justin, TX

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