Recently Funded DSCR Loan In Killeen, Texas
Loan Scenario:
An experienced investor refinanced a two-unit rental in Killeen into an American Heritage Lending DSCR loan, using a rate-and-term structure to replace existing financing and lock in a long-term position. On a $305,000 appraised value, AHL advanced $220,000 at 72% loan-to-value over a 30-year term, with a debt-service-coverage ratio of 1.290 demonstrating the combined rents comfortably supported the new obligation. Qualifying on the property’s cash flow let the borrower complete the refinance without the income-documentation hurdles of conventional lending.
Killeen’s rental market is anchored by Fort Cavazos, one of the largest military installations in the country, which generates steady, built-in demand for housing from service members and their families and gives two-unit properties here unusually reliable occupancy. That durable tenant base is precisely what underpins the strong coverage on this file. For investors holding small multifamily across Texas, this refinance illustrates how AHL helps owners restructure into stable long-term debt, and the process starts with a quick financing prequalification.
Similar Recently Funded Case Studies: DSCR Loan in Houston, TX • DSCR Loan in San Angelo, TX • DSCR Loan in Anna, TX
Key Deal Points
| Address | Killeen, TX |
| Loan Type | DSCR Rate & Term Refinance |
| Borrower Profile | Experienced Investor |
| Property Type | 2 Units |
| Appraised Value | $305,000 |
| Loan Amount | $220,000 |
| Loan To Value (LTV) | 72% |
| DSCR | 1.290 |
| Loan Term | 30-Year |
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