Recently Funded Fix And Flip Loan In Oklahoma City, Oklahoma

Loan Scenario:

Everyone starts somewhere, and American Heritage Lending is built to back first-time investors who have done their homework. This borrower purchased a single-family detached home just 7.4 miles from where they live in Oklahoma City, Oklahoma, keeping the project close enough to manage hands-on. Despite no prior flip experience, AHL approved a fix and flip loan of $105,825 against a $115,000 as-is value, funding the acquisition and a $20,000 rehab at 85% loan-to-cost with a conservative 57.20% loan-to-after-repair-value on a $185,000 projected exit.

The renovation is comprehensive but well-defined: permits and demolition, drywall, new flooring, cabinets and countertops, fixtures and appliances, siding and exterior doors, interior and exterior paint, and fresh landscaping. Structured as a True Zero Point loan on a 12-month interest-only term, the deal keeps upfront costs low, an ideal on-ramp for a newer investor learning the numbers on their first project.

Oklahoma City remains one of the most investor-friendly markets in the country, with low acquisition prices, steady population growth, and strong buyer demand for move-in-ready homes. That combination of affordability and turnover gives disciplined first-timers real margin to work with. AHL is proud to help launch the next generation of Oklahoma investors, and anyone weighing their first project can start with a quick financing conversation.

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