Loan Scenario:

A professional investor with six completed projects behind him brought American Heritage Lending a clean acquisition opportunity, and our team responded with a fix and flip loan that covered the purchase and the full rehab. The three-bedroom, two-bath single-family home carried a $190,000 as-is value and a modest $15,000 renovation budget, with an after-repair value projected at $295,000. AHL funded $190,650 on a 12-month interest-only term. At just 64.63% of the projected after-repair value, the structure left a healthy margin between total cost and exit.

The scope was focused and efficient: demo and site prep, new light fixtures and plumbing trim, fresh carpet and LVP flooring, granite countertops, new interior doors, drywall and paint, updated appliances, an HVAC repair, and an exterior refresh of pressure washing, deck work, and landscaping. Asheboro sits at the geographic center of North Carolina, a steady Piedmont market anchored by the North Carolina Zoo and an affordable price point that keeps flipped inventory moving to owner-occupant buyers. For a repeat borrower selling on completion, that combination of low entry cost and strong resale demand is a proven formula.

Whether you are on your first project or your sixteenth, AHL can move quickly on financing across North Carolina.

Similar Recently Funded Case Studies: Fix & Flip Loan in Vidor, TX  •  DSCR Loan in Indiantown, FL  •  DSCR Loan in Warner Robins, GA

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