Recently Funded Fix And Flip Loan In Woodbridge, Virginia
Loan Scenario:
A seasoned rehabber brought American Heritage Lending a value-add purchase in Woodbridge, Virginia — a single-family home in need of a full interior transformation, from mold remediation and a gutted kitchen to new baths, flooring, systems, and a finished basement. With six verified completed projects behind them, this professional investor qualified for aggressive leverage, and our team funded a fix and flip loan of $371,250 that covered the $325,000 purchase and rolled in the $82,500 rehab budget.
Against a $495,000 after-repair value, the deal landed at 91.1% loan-to-cost and 75% loan-to-after-repair-value, delivered as a true zero-point, 12-month interest-only loan with a refinance exit in mind.
Woodbridge is one of Northern Virginia’s most active workforce-housing markets, anchored by proximity to Washington, D.C., the I-95 corridor, and a deep base of federal and commuter employment. For an experienced flipper, updated single-family inventory in that price band tends to move quickly with buyers priced out of closer-in submarkets. If you have a flip in your sights, our team can help you line up the right financing.
Similar Recently Funded Case Studies: Fix & Flip Loan in Marysville, CA • Fix & Flip Loan in Edinburgh, IN • Fix & Flip Loan in Minneapolis, MN
Key Deal Points
| Address | Woodbridge, VA |
| Loan Type | Fix and Flip – Purchase |
| Borrower Profile | Professional |
| Property Type | Single Family Detached |
| Appraised Value | $325,000 |
| Rehab Budget | $82,500 |
| After Repair Value | $495,000 |
| Loan Amount | $371,250 |
| LTC | 91.10% |
| LTARV | 75.00% |
| Term | 12-Month Interest-Only |
| Loan Structure | True Zero Point Loan |
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