Recently Funded Fix And Flip Loan In San Antonio, Texas

Loan Scenario:

A professional investor with a ten-project track record turned to American Heritage Lending to fund a $123,808 fix-and-flip purchase in San Antonio, Texas. The detached PUD appraised at $120,000, carried a $35,500 rehab budget, and targets a $185,000 after-repair value, putting the loan at 95% loan-to-cost and 66.92% of ARV on a 12-Month Interest-Only term. With four flips and six value-add projects already behind him, this borrower operates with the efficiency of a full-time flipper.

The scope is a top-to-bottom cosmetic rebuild: demolition, new interior doors, millwork and moulding, tile and finish flooring, and a full bathroom package of vanities, toilets, sinks, and tub-shower sets. Appliances, interior and exterior paint, finished electrical and light fixtures, new fencing, and driveway and sidewalk work complete the plan. The margin between all-in cost and resale value gives the borrower a clear runway to sell within the term at a healthy spread.

San Antonio is a military and tourism powerhouse, home to Joint Base San Antonio’s Lackland, Fort Sam Houston, and Randolph installations, plus the Alamo and the world-famous River Walk. A growing healthcare and biosciences sector adds to a diverse job base, and as one of the most affordable of Texas’s major metros, the city sees strong, steady demand for entry-level renovated homes from first-time and workforce buyers. That affordability keeps a project priced at this level right in the sweet spot.

An experienced operator, a tight budget, and a fast San Antonio flip.

Similar Recently Funded Case Studies: Fix & Flip Loan in Tyler, TX  •  Fix & Flip Loan in Kingwood, TX  •  Fix & Flip Loan in Austin, TX

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