by Eric Krattenstein | Nov 24, 2025
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...
by Eric Krattenstein | Sep 10, 2025
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Mar 10, 2025
Short-term rentals (STRs) have become the talk of the town in real estate and investment circles. With platforms like Airbnb and Vrbo turning everyday homeowners into hospitality moguls, it’s no wonder investors are intrigued. But is diving into the STR market...
