by Eric Krattenstein | Mar 23, 2026 |
KEY TAKEAWAYS DSCR loans qualify based on rental property income, not personal tax returns or W-2s Ideal for self-employed investors whose tax strategies minimize reported income No property count limits—scale your portfolio without DTI constraints LLC and entity...
by Eric Krattenstein | Mar 16, 2026 |
When you’re shopping for a DSCR loan, the interest rate gets most of the attention. But there’s another number that can have an even bigger impact on your returns: the prepayment penalty. Choose the wrong structure, and you could face a five-figure fee...
by Eric Krattenstein | Mar 9, 2026 |
The US real estate market attracts more than $40 billion in foreign investment annually, and for good reason: stable property rights, strong rental demand, and portfolio diversification that’s difficult to achieve in many home countries. But until recently, the...
by Eric Krattenstein | Mar 2, 2026 |
The tools you should know about, the conversations you should have with your CPA, and how DSCR financing fits the picture. Disclaimer: We’re a mortgage lender, not a tax advisor. This article is educational, not tax advice. Every investor’s situation is...
by Eric Krattenstein | Feb 23, 2026 |
The elephant in the room that’s crushing cash flows—and what you can actually do about it. We need to talk about insurance. Not because it’s exciting—it might be the least exciting topic in real estate investing. But because it’s become one of the...
