by Eric Krattenstein | Mar 30, 2026 |
KEY TAKEAWAYS DSCR cash-out refinances allow up to 75% LTV, extracting equity without selling Seasoning requirements vary: 0-3 months (cost basis), 3-6 months (70% LTV), 6+ months (full value) No tax returns required—qualify based on property income Critical for BRRRR...
by Eric Krattenstein | Mar 23, 2026 |
KEY TAKEAWAYS DSCR loans qualify based on rental property income, not personal tax returns or W-2s Ideal for self-employed investors whose tax strategies minimize reported income No property count limits—scale your portfolio without DTI constraints LLC and entity...
by Eric Krattenstein | Mar 16, 2026 |
When you’re shopping for a DSCR loan, the interest rate gets most of the attention. But there’s another number that can have an even bigger impact on your returns: the prepayment penalty. Choose the wrong structure, and you could face a five-figure fee...
by Eric Krattenstein | Mar 9, 2026 |
The US real estate market attracts more than $40 billion in foreign investment annually, and for good reason: stable property rights, strong rental demand, and portfolio diversification that’s difficult to achieve in many home countries. But until recently, the...
by Eric Krattenstein | Mar 2, 2026 |
The tools you should know about, the conversations you should have with your CPA, and how DSCR financing fits the picture. Disclaimer: We’re a mortgage lender, not a tax advisor. This article is educational, not tax advice. Every investor’s situation is...
