by Eric Krattenstein | Feb 23, 2026 |
The elephant in the room that’s crushing cash flows—and what you can actually do about it. We need to talk about insurance. Not because it’s exciting—it might be the least exciting topic in real estate investing. But because it’s become one of the...
by Eric Krattenstein | Nov 24, 2025 |
Southwest Florida real estate investing has seen more plot twists since 2020 than a Netflix mini series: pandemic-fueled buying frenzies, hurricane disruption, an insurance-cost shock, a rush of investors, and now a noticeable “everyone take a breath” reset. What’s...
by Eric Krattenstein | Sep 15, 2025 |
Millennials are the largest U.S. cohort squarely in their prime household‑formation years. They’re renting longer, buying later, raising kids, treating pets like family, and working from home at least part of the week. That mix isn’t just a cultural observation—it’s...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
