by American Heritage Lending | Jul 16, 2026
Where mortgage and DSCR rates sit entering Q3 2026, the Fed’s posture, the Treasury spread, and how investors should time buys and cash-out refis.
by Eric Krattenstein | Jun 25, 2026
For most of 2025, the consensus was simple: inflation was cooling, the Fed would keep cutting, and rates would drift lower through 2026. That story is now wrong. The Fed held in June, the dot plot flipped toward a hike rather than a cut, and the higher-for-longer...
by Eric Krattenstein | Jan 5, 2026 |
A clear-eyed look at where rates are, where they’re headed, and how investors should adjust their strategies accordingly. If you’ve been waiting for “rates to come down” before buying your next investment property, I have some news: you might...
by Eric Krattenstein | Oct 31, 2025
An educational guide for real estate investors who like their coffee strong and their interest-rate expectations stronger. The Short Answer (So You Can Nail It In An Elevator Ride) Because mortgage rates are not set by the Fed’s policy rate. They’re set by the bond...
by Eric Krattenstein | Dec 30, 2024
Implications of Recent Federal Reserve Meetings on the Mortgage Industry and Real Estate Investors The Federal Reserve – often called “the Fed” – plays a critical role in shaping the U.S. economy. Its decisions directly affect borrowing costs, influencing...