by Eric Krattenstein | Sep 15, 2025 |
Millennials are the largest U.S. cohort squarely in their prime household‑formation years. They’re renting longer, buying later, raising kids, treating pets like family, and working from home at least part of the week. That mix isn’t just a cultural observation—it’s...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Eric Krattenstein | Dec 16, 2024 |
Why California Remains a Top Real Estate Investment Destination: Fix-and-Flips, Rental Properties, Ground-Up Construction, and Emerging Markets California has long been a premier destination for real estate investors due to its strong economy, massive population, and...
