by Eric Krattenstein | Jun 15, 2026 |
DSCR cash-out refinance math depends on four things that rarely all line up at once: where the equity goes, whether the new DSCR still clears the floor, what the rate differential looks like between current and new pricing, and how long the property gets held. The...
by Eric Krattenstein | Jun 11, 2026 |
Indianapolis quietly became one of the most balanced investor markets in the Midwest while attention chased cooling Sunbelt cities. The ZIP-level map drawn from Zillow Home Value Index and HUD Fair Market Rent data, the Indiana constitutional 2% property tax cap that...
by Eric Krattenstein | May 29, 2026 |
Memorial Day marks the start of peak summer inventory — the window where motivated sellers list, family relocations close, and investor competition compresses against everyone else’s vacation calendar. The eight markets where summer 2026 DSCR math actually...
by Eric Krattenstein | May 14, 2026 |
Paying upfront points for a lower DSCR rate is the right move on some deals and a capital trap on others. The breakeven math is straightforward, but the variable most investors get wrong isn’t math — it’s hold period assumption. The four variables that...
by Eric Krattenstein | May 12, 2026 |
Detroit went from “where capital goes to die” to one of the strongest cash-flow markets in the Midwest, but the DSCR math works at the neighborhood level — not the city level. East English Village pencils. Indian Village barely does. Russell Woods produces...
