by Keith Quinney | Sep 30, 2025 |
Recently Funded Fix And Flip Loan In Spring, TX Loan Scenario: This project highlights a fix and flip loan for a single-family property in Spring, Texas. The investor purchased the home for $135,000, with a renovation budget of $48,000. American Heritage Lending...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Aug 14, 2025 |
Recently Funded Fix & Flip Loan In San Antonio, TX Loan Scenario: This Project features a fix and flip loan for a single-family home in San Antonio, Texas. The Property was purchased for $175,400, with a renovation budget of $ 10,250. American Heritage Lending...
by Keith Quinney | Aug 14, 2025 |
Recently Funded DSCR Loan In Conroe, TX Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio ( DSCR) rental loan for a 2-4 unit detached property in Conroe, Texas. The property appraised at $470,000, and the investor secured a loan of...
