by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Aug 14, 2025 |
Recently Funded Fix & Flip Loan In San Antonio, TX Loan Scenario: This Project features a fix and flip loan for a single-family home in San Antonio, Texas. The Property was purchased for $175,400, with a renovation budget of $ 10,250. American Heritage Lending...
by Keith Quinney | Aug 14, 2025 |
Recently Funded DSCR Loan In Conroe, TX Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio ( DSCR) rental loan for a 2-4 unit detached property in Conroe, Texas. The property appraised at $470,000, and the investor secured a loan of...
by Eric Krattenstein | Jul 28, 2025 |
Introduction to the 2025 Real Estate Investor Market The real estate investor market in 2025 is shaping up to be a test of adaptability, strategic thinking, and persistence. Investors across the country are contending with a dynamic landscape marked by high interest...
