by Keith Quinney | Nov 26, 2025 |
Recently Funded DSCR Loan In Albrightsville, PA Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio (DSCR) cash-out refinance for a single-family rental property located in Albrightsville, Pennsylvania. The property appraised at $255,000, and...
by Eric Krattenstein | Sep 10, 2025 |
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025 |
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Aug 8, 2025 |
Recently Funded DSCR Loan In Linwood, PA Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio (DSCR) rental loan for an attached property located in Linwood, Pennsylvania. The investor secured a 30-year fixed-rate loan for $104,800, with the...
by Keith Quinney | Jul 30, 2025 |
Recently Funded DSCR Loan In Pittsburgh, PA Loan Scenario: This financing scenario involves a Debt Service Coverage Ratio (DSCR) rental loan for a detached single-family home in Pittsburgh, Pennsylvania. The property appraised at $232,000, and the investor secured a...
