by Eric Krattenstein | Feb 16, 2026
Where building new makes more sense than buying existing—and how to make the numbers work in a $428K average construction cost environment. Here’s a question that’s become increasingly relevant: at what point does it make more sense to build than to buy?...
by Eric Krattenstein | Feb 9, 2026
A comprehensive, data-driven analysis of where flipping actually works—backed by ATTOM metrics, foreclosure data, and market fundamentals. Let’s start with the uncomfortable truth: national flip margins hit a 17-year low in Q3 2025. According to ATTOM’s...
by Eric Krattenstein | Sep 10, 2025
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
by Eric Krattenstein | Aug 25, 2025
Introduction: flipping in a split‑market year If 2024 felt like trying to flip a house while the market kept moving the furniture, 2025 feels more like someone finally turned the lights on. We can see the room again—prices, demand, and costs are no longer sprinting in...
by Keith Quinney | Aug 14, 2025
Recently Funded Fix & Flip Loan In Upper Arlington, OH Loan Scenario: This project highlights a fix and flip loan for a single family property in Upper Arlington, Ohio. The property was purchased for $465,000, with a comprehensive renovation budget of $432,190....
