by Keith Quinney | Feb 24, 2026
Recently Funded DSCR Loan In Volo, Illinois Loan Scenario: This DSCR loan features a single-family rental property purchase in Volo, Illinois. The borrower is a first-time investor with no prior real estate experience. The property was purchased for $490,000 and...
by Keith Quinney | Feb 24, 2026
Recently Funded DSCR Loan In West Chicago, Illinois Loan Scenario: This financing scenario features a DSCR purchase loan for a single-family rental property in West Chicago, Illinois. Specifically, the property appraised at $375,000, and American Heritage Lending...
by Eric Krattenstein | Feb 9, 2026
A comprehensive, data-driven analysis of where flipping actually works—backed by ATTOM metrics, foreclosure data, and market fundamentals. Let’s start with the uncomfortable truth: national flip margins hit a 17-year low in Q3 2025. According to ATTOM’s...
by Keith Quinney | Dec 11, 2025
Recently Funded Fix And Flip Loan In Fairview Heights, IL Loan Scenario: This project highlights a fix and flip loan for a single-family property in Fairview Heights, Illinois. The investor purchased the home for $164,000 and allocated a renovation budget of $29,800....
by Eric Krattenstein | Sep 10, 2025
TL;DR (Executive Summary) DSCR for SFR/2–4 is simple: Underwritten Gross Rent ÷ PITIA. Hit ≥1.10×–1.25× and life gets easier. For 5–10 units, many lenders switch to NOI ÷ Annual Debt Service — we still size 5–10 the same as 1–4 (Rent ÷ PITIA), then sanity‑check the...
