by American Heritage Lending | Sep 4, 2026
Key Takeaways Sellers choose certainty, not just price. Homes drew an average of 2.2 offers in December 2025 (NAR), and a pre-underwritten DSCR approval moves a financed offer from 'hopeful' to 'bankable' in the seller's risk analysis. Roughly 7 in 10 buyers finance...
by American Heritage Lending | Aug 20, 2026
Key Takeaways Home flippers completed 64,348 flips in Q1 2026 — 8% of all U.S. home sales — with a typical gross profit of $66,000 (ATTOM). Flip margins rose to 25.4% in Q1 2026, the first quarterly increase after seven straight quarters of decline; the typical flip...
by American Heritage Lending | Aug 17, 2026
Key Takeaways 41% of U.S. moves happen between May and August, with June the busiest month so rental demand is compressed into a summer surge that the back-to-school window closes out. The August-September window is the last high-demand leasing stretch before the fall...
by American Heritage Lending | Jul 27, 2026
Key Takeaways Conventional financing caps a borrower at 10 financed properties (Fannie Mae) — and the practical wall arrives earlier, at 720+ credit and six months of PITI reserves on every property beyond four. DSCR loans qualify on the property, not the borrower —...
by Eric Krattenstein | Jul 6, 2026
Key Takeaways ADU build costs typically run $150–$300 per square foot in 2026 with garage conversions from about $80,000 and detached new builds reaching $200,000–$400,000. The U.S. already has roughly 1.4 million single-family homes with ADUs and California now...
by Eric Krattenstein | Jun 22, 2026
Every fix-and-flip investor eventually has a contractor disaster. The question isn’t whether — it’s how prepared the operation is when it happens. The vetting framework that separates contractors who finish on time from contractors who disappear, the...
