Recently Funded Fix & Flip Loan In San Antonio, TX

Loan Scenario:

This Project features a fix and flip loan for a single-family home in San Antonio, Texas. The Property was purchased for $175,400, with a renovation budget of $ 10,250. American Heritage Lending provided financing of $185,650, resulting in a Loan-to-Cost (LTC) of 100% and a Loan-to-After Repair Value (LTARV) of 61.88%. Once completed, the home is expected to reach an After Repair Value (ARV) of $300,000.

The investor, who brought limited experience to the project, focused on a light yet impactful renovation strategy aimed at maximizing the home’s appeal without extending the timeline. Work included fresh interior paint and texture throughout, an exterior pressure wash to restore curb appeal, and a full clean-out to prepare the property for market.

San Antonio’s housing market continues to see strong buyer activity, especially for move-in-ready homes at competitive price points. Properties that present well from day one often generate interest quickly, making a light, targeted rehab like this one a smart approach in the current environment.

This transaction is another example of how American Heritage Lending helps investors at every stage of their journey—offering funding solutions that make both major renovations and quick, efficient flips possible in competitive markets.