Recently Funded Fix & Flip Loan In ​Edmond, OK

Loan Scenario:

This project highlights a fix and flip loan for a single-family property in Edmond, Oklahoma. The investor purchased the home for $227,010, with a renovation budget of $24,500. American Heritage Lending provided financing of $226,359, resulting in a Loan-to-Cost (LTC) of 90.00% and a Loan-to-After Repair Value (LTARV) of 55.21%. Upon completion, the property is expected to reach an After Repair Value (ARV) of $410,000.The investor, an experienced real estate professional, planned a boutique remodel designed to appeal to buyers looking for both style and functionality.

The renovation scope includes fresh interior paint, upgraded flooring, and modernized lighting throughout. The kitchen is being updated with new cabinets, countertops, and appliances, while the bathrooms are receiving new fixtures and vanities. The exterior will be enhanced with new paint, creating a strong first impression for potential buyers.

Edmond’s housing market remains one of the most stable in the Oklahoma City metro area, known for its excellent schools, established neighborhoods, and consistent demand for move-in-ready homes. These conditions make it an attractive location for investors targeting fast resales with strong market appeal.

This deal is another example of how American Heritage Lending provides experienced investors with high-leverage financing—covering the majority of acquisition and renovation costs while leaving room for a substantial equity position upon project completion.