Recently Funded Fix And Flip Loan In Atlanta GA

Loan Scenario:

This project features a fix and flip loan for a professionally managed renovation in Atlanta, Georgia. The investor purchased the home for $560,000, with a renovation budget of $108,000. A loan of $618,750 was secured through American Heritage Lending, resulting in a Loan-to-Cost (LTC) of 92.63% and a Loan-to-After Repair Value (LTARV) of 75.00%. The home is expected to reach an After Repair Value (ARV) of $825,000 upon completion.

The scope of work included a combination of high-impact interior and exterior upgrades. On the exterior, the investor focused on fresh paint, new windows and doors, an updated front porch, side patio improvements, and complete landscaping to boost curb appeal and functionality.

Inside, the home will undergo a full transformation: every wall and ceiling received fresh paint, the bathrooms were completely remodeled, and the kitchen was upgraded with new countertops, cabinetry, and modern appliances. Additional improvements included updated trim and molding, new flooring throughout, and the addition of a brand-new wet bar—designed to elevate the home’s entertainment appeal.

Atlanta remains a competitive and fast-moving real estate market, especially for move-in-ready homes with thoughtful upgrades and modern finishes. Properties like this; renovated with care and positioned at a strong price point, continue to attract attention from both homeowners and investors.

This deal is another great example of how American Heritage Lending helps professional investors execute larger-scale flips in high-demand urban markets, providing funding solutions that keep projects moving forward without delay.